PENSIONS & ANNUITIES

We’ll leave no stone unturned to ensure you get on the right track for your retirement

A pension plan is a very tax efficient way to save.

Apart from your own contributions, the Taxman will also make a contribution into your plan, so if you are a higher rate tax payer then the amount invested could be enhanced by up to 40% of the contribution.

There are several types of schemes available and we will review your situation and help you to select the plan and premium that is best suited to your needs. We have access to the full pension product range and our experience and knowledge can make the whole process simple for you.

When you decide to retire your pension “pot” will be used to provide you with an income or capital for the rest of your life. At that point there are a number of decisions you will have to make, for instance:

  • Where to buy it from – you don’t have to buy it from your current pension provider
  • Do you want to provide for your spouse after your death
  • Whether to take a tax free lump sum or not
  • How best to manage the tax implications

For all your pension or annuity needs call us now on 01524 405855 or email holly.palmer@wrightandlord.com

“Thank you for your professional help and advice.  It is encouraging to think that you would be willing to act for us again as an Independent Financial Adviser.”
“Very pleased with Wright & Lord Financial Services especially in these difficult and uncertain times.”
“I like the fact that I am able to speak to someone face to face in a friendly but professional way and the recommendations are fully explained to me and meet my needs.”

“Deborah explains what can be a complex subject in a professional, relaxed and straight forward manner which makes it easier to understand and therefore come to an informed decision.”

“It is re-assuring to know that things are performing as well as can be expected in the financial markets and I am grateful for your care and attention.”

“We appreciate the friendly and helpful service you provide, we always feel we can trust you to look after our family finances and investments.”