There is a mis-conception that financial advisers are only for the wealthy. However, they are there to guide you through all your changing circumstances throughout your life. As circumstances and lifestyles change so do your financial needs and objectives. It doesn’t matter how much money you do or do not have, with correct financial advice you can keep on track whatever life throws at you.

Your adviser will firstly want to understand which products you have, your current financial position, your goals and how you feel about taking risks with your money.

This will help them to recommend a financial plan and products that are right for you now and in the future.

Here are some questions that you might want to ask us before deciding whether to proceed.